Being chased for an old debt?

If a debt is old enough, the law may stop a collector from enforcing it — but only if you raise it, correctly and in writing.

You describe what you've received, in plain language and in your own words. In minutes you get a formal letter that raises prescription under the Prescription Act 68 of 1969 and the National Credit Act, worded carefully so it does not admit the debt or restart the clock, addressed to the collector or creditor. It comes with a plain-language summary and clear instructions on where to send it.- Grounded in the South African law that applies to your situation
- Written for your facts, not a generic template
- A plain-language summary so you know exactly what it says
- PDF and Word, ready to send

R99, once off. No subscription, no account needed.

• Generate my letter — R99

MyComplaintSA gives you legal information and a document to use yourself. It is not legal advice and we are not a law firm — you review and send the letter in your own name.

We collect your email address only to send you the letter you asked for and, if you tick the box, to tell you when we launch. We do not sell or share it. You can ask us to see or delete your information at any time by emailing [email protected]. This service gives legal information and documents, not legal advice, and is not a law firm.